If you own a cooperative apartment in New York City and you are thinking about long-term care costs, nursing home expenses, and what you will leave behind for your children, you are facing one of the most complex intersections in all of New York law. The good news is that with the right structure, a Medicaid Asset Protection Trust (MAPT) can protect your co-op apartment from Medicaid spend-down and estate recovery, avoid probate, and still support the step-up in basis that al